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About FCS, LLC

FCS, LLC was originally created as an alternative to the current loss mitigation options
utilized by
banks and mortgage companies.  A loss mitigation officer's job is to work out a
plan with a customer who has defaulted on their loan, and help the bank get their money.  
These customers are told to eliminate all non-essential spending.  The officer will conduct a
horribly invasive assessment of the customer's finances.  
Then they determine if the
customer is deserving of financial mercy .  They instruct customers to stop shopping at
certain stores, eliminate their cable or satellite tv, their Internet connection, nights out, and
even extra-curricular activities for their children.  Their job is to make sure the customer
finds a way to make their payment, at all cost.  In theory, this makes sense.  The bank
loaned that money, and they deserve to be paid as agreed, but these practices have proven to
be very cold, and not very successful in the long run.

Our plan was to take the theory of loss mitigation, but apply it
as a benefit for the customer.  
We conduct an in-depth assessment of your financial situation, in order to show you how
and where to save money. We do this for a one-time, very reasonable charge, that will help
you live better and cheaper, for the rest of your life.  Instead of telling you to eliminate pieces
of your lives, we show you how to keep the things you like, but pay a lot less now and in the
future!

Our Mission Statement:

The primary objective of FCS, LLC, it's officers and representatives, is to help our
customers reduce their monthly expenses.  We will make recommendations, developed
through intense research and years of experience, that will benefit the customer by lessening
the expense of most of their bills.  Our goal is to show customers how to save money
without spending money and, when applicable, how to save money with cost effective
investments.  We will go through a detailed assessment process that will help expose areas of
need, and opportunities to save.  This assessment will review almost every aspect of our
customers finances in order to help ensure we are taking every opportunity to show them
how and where they can save money.

Financial Coaching Solutions, LLC, it's officers and representatives, will always put the
needs and best interests of our clients first.  We will always make sure that we practice due
diligence in providing suggestions that are fiscally beneficial to our customers.  We also make
a commitment to maintaining a professional demeanor at all times.  We will always treat our
customers with a appropriate level of respect.  Our best interests will always be the
customer's best interest, and we hold no relationship with any vendor in higher regard.  We
do not, and will not, take any "kickbacks" or referral fees from any vendor at any time.  We
made this policy to help insure that our only objective is to save the customer money, no
matter what company we need to use to achieve that goal.

We will empower our customers to save money with the following, but are not limited to:
  • A detailed explanation of how credit works and why it is important
  • How to transfer balances on credit cards properly
  • How and where to get the best deals on credit cards
  • How to know the difference in the various types of credit card offers
  • How and where to get the best deals on loans and mortgages
  • How to understand the different types of loans and mortgages available
  • How to utilize energy saving tactics and products
  • How to save money with service providers (oil, phone, cable, etc...)
  • How save money on groceries
  • How to save money on gasoline
  • Myriad other cost saving techniques

The service provided by FCS, LLC can be described as; formulated suggestions pertaining to
the organization of monthly expenses, and general encouragement to review alternative
options in matters related to monthly financial obligations.  We will utilize established
relationships with services providers to ensure our customers have the opportunity to receive
the best services and price possible.  In so doing we pledge to never favor one service
provider over another, except when it is of monetary benefit to our customers.
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The root of our
logo
The Spanish Coat of
Arms: This is believed,
by many, to be the
origin of the U.S. Dollar
sign
($). When the
banner is enlarged and
rotated to look like an
“S”, it greatly resembles
the modern dollar sign.